Approve more patients.Prime to Subprime.Pay zero merchantfinancing fees.
One 60-second application, reviewed across all 75+ lenders in seconds, returns up to 3 best offers. Your customer picks the one that fits their needs and budget. No harm to their credit to see their options.
- Approving 500 to 850 FICO, financing up to $100,000+
- A soft pull only, never any harm to the applicant's credit
- No merchant financing fees and no cut of the case, you keep every dollar
- Get paid upfront, like cash, in 24 to 48 hours, with no conditions or completion certificates
Trusted by 11,500+ practices across
50 states
Illustrative example. Rates, terms, and payments vary by applicant and lender.
The best loan offers,
shown in seconds.
One 60-second no harm credit pull runs through the Preciva Approval Platform, across a network of 75+ unsecured lenders covering every credit profile from 500 to 850 FICO. It surfaces the best rate, term, and payment each patient qualifies for, right on their phone, so you book the case before before they leave your office.
Example only. Rates, terms, and monthly payments shown are illustrative and vary by applicant, lender, and individual creditworthiness.
Whatever the credit profile, your patient sees the best real offers in seconds. That is a case you book instead of lose.
You'll book more of the cases other lenders and banks turn away.
Most practice financing providers cut off at a 650 FICO. The Preciva Approval Platform goes all the way down to 500 FICO, so the patient your current provider declines, or you wouldn't bother submitting, is a case you still book.
Most practice financing runs one program and approves only the easy, perfect-credit patients. Everyone else gets declined, or never even submitted, and you lose the case. The Preciva Approval Platform reviews every application across a network of 75+ lenders, looking for a way to say yes instead of a reason to say no. The patients that a single-program lender turns away become cases you book, in seconds and never any harm to your patients' credit.
Other programs skim a merchant financing fee or junk fees off the top, so you get paid less than the case or treatment is worth. We never do. You collect the full case value, every time.
No paperwork, and no holding your funds hostage. Approved loans fund in as fast as 24 to 48 hours paid straight to you, often before the treatment is even on the schedule. Simple. Straightforward. Preciva.
Fast. Simple. Built for growing practices.
No training, no paperwork, and no financing expertise required from you, your staff,
or your patient.
You share your link
From your website, a provided QR financing card, a text or email link, an icon on your treatment coordinator's tablet, or a QR on any bid or any treatment plan proposal.
Your patient applies
A 60-second application returns offers in seconds, right on their phone. A soft credit pull means never any harm to the applicant's credit.
They choose an offer
Up to 3 best offer options are returned in seconds. Your patient picks what fits their budget.
You get paid
Get paid like a cash patient, in as fast as 24 to 48 hours, or on whatever payment terms you arrange with your patient.
An approval platform that
does the heavy lifting.
No more days spent shopping deals across lenders. One 60-second application, with no credit harm, finds the best matched terms across all 75+ lenders connected to the platform, and your patient picks the offer terms they prefer.
Prime, near-prime, and subprime. One application.
The Preciva Approval Platform runs every application across a network of 75+ lenders and the full credit spectrum, prime to subprime, on one 60-second soft-pull application. The 0% promotional program and your Practice-Ready Financing Launch Kit are included, so every patient has a path to yes, and every approval is revenue booked instead of lost.
Two programs, one goal: a yes for every patient.
Start free with 0% APR Promotional Financing, or get the Preciva Approval Platform for the full credit spectrum, in seconds and without any harm to your patient's. Explore both, there is no wrong choice. Our aim is to match the right program to your practice, give you access to the markets best financing technology to work smarter, not harder, and tools that all the tools needed to grow your practice.
0% APR Promotional Program & Practice Ready Launch Kit Included
Full Spectrum Loan Network
Or $67/mo for month to month, with the Practice Launch Kit at $97 (included with annual billing). You save $313 in year one. Cancel anytime.
- 0% promotional financing, includedYour 0% program and the full network live in one portal
- The best offer, every timeMatched to the lowest rate each patient qualifies for
- 60-second app, up to 3 instant offersCustomers pick the option that fits their budget
- Funded in 24 to 48 hrs, paid like cashAssignment of Proceeds, direct to you
- Prime, near-prime, and subprimeOne application covers the full unsecured credit spectrum
- Practice-Ready Financing Launch KitIncluded free with annual billing, or one-time $97 with monthly. Branded and shipped to your practice.
0% APR Promotional Financing
Start free. Upgrade when you are ready.
- Instant approvalsCustomers apply and hear back in seconds
- You get paid in full, upfrontAt no cost to your margin
- Backed by trusted national issuersReal cards from names your patients know
- Free to offer, alwaysNo fees to your practice, ever
We take the risk, not you.
No long-term contract and you can cancel anytime. You never pay a percentage of a case, and if a patient doesn't repay, the lender carries it, not you.
More approvals. Better offers.
Less work.
Your platform access is a best-in-class loan approval platform that does the heavy lifting for you. Sophisticated loan-matching algorithms run each application across 75+ lenders in seconds and surface the best offer they qualify for, never any harm to the applicant's credit. You are only paying for access to the platform, the technology behind the approvals, not for your 0% promotional program or your Practice-Ready Financing Launch Kit, which are yours and come included with the annual pricing plan.
- Sophisticated loan-matching algorithms across 75+ lenders
- Soft credit pull technology, full spectrum 500 to 850 FICO
- 60-second mobile-ready application
- Up to 3 instant offers for patients to choose from
- Custom practice branded QR code and application link
- Your custom co-branded loan portal
- Real-time loan status dashboard
- Assignment of Proceeds, funded like cash
Full access to the Preciva Approval Platform and your launch kit. No merchant financing fees, no per-loan fees, and never a cut of your profits.
Your turnkey approval
platform
in a box.
Everything your field reps, estimators, office team, and showroom need to offer affordable payment options on day one. Done for you and branded to your company. Your 500 QR financing cards are printed and shipped to your practice in 7 to 10 days, and everything else is delivered digitally, ready to use.
- 500 custom branded QR financing cards, professionally printed with your practice logo and shipped to your practice in 7 to 10 days.
- Custom branded financing page, for desktop and mobile.
- Print-ready marketing materials, including flyers, door hangers, estimate inserts, showroom materials, and leave-behinds.
- Digital marketing assets, including website banners, social media graphics, email signature graphics, and financing promotion templates.
- Same-day setup and support, with onboarding guidance.
Closing more cases, getting paid faster.
The straight answers.
Everything practices ask before they start offering financing.
Have a question we did not cover here? Start your enrollment and our team will walk you through every step.
Keep every dollar. Book every case.
Offer financing that never takes a cut of your profits, turn the patients that walk over price into booked revenue, and approve the cases other lenders turn away. Get access to the Preciva Approval Platform, with that includes the free 0% program and launch kit included with the anuual pricing plan.
- Co-branded loan portal and QR cards
- Promotional and loan options
- Marketing kit and staff scripts
- Cancel anytime